Privacy Policy

Last updated: March 14, 2026

DebtStrike ("we," "us," "our," or "Service") is committed to protecting your privacy. This Privacy Policy explains what information we collect, how we use it, and your rights regarding your data.

By using DebtStrike.io, you consent to this Privacy Policy.

1. Information We Collect

We collect only the information necessary to generate your debt validation letter:

  • Name: Your full name for personalization of the validation letter
  • Address: Your mailing address to include in the letter
  • Phone Number: Your contact information for debt collection correspondence
  • Debt Collection Letter Content: The original collection letter you upload (text, PDF, or image)
  • Payment Information: Processed securely by Stripe (we never see your credit card details)

2. How We Use Your Information

We use your information exclusively for:

  • Generating your personalized debt validation letter using Anthropic's API
  • Processing payments through Stripe
  • Delivering your generated document

We will never sell, rent, trade, or share your personal information with third parties for marketing purposes.

3. Data Retention & Storage

All personal data is stored in server memory only

  • Data is held temporarily for 2 hours maximum to allow document generation and download
  • No persistent database: Your information is not stored in any database
  • After the 2-hour window, all personal data is automatically deleted from memory
  • You can request immediate deletion by contacting support@debtstrike.io

4. Third-Party Services

We use the following third-party services:

Stripe (Payment Processing)

Stripe handles all payment processing. Stripe is PCI-DSS Level 1 certified and complies with all data protection regulations. Your credit card information is never shared with us. Stripe Privacy Policy →

Anthropic API (Letter Generation)

We use Anthropic's API to generate your personalized debt validation letter. Your debt collection letter content is processed by Anthropic to generate the response. This processing is subject to Anthropic's privacy practices. Anthropic Privacy Policy →

Vercel (Hosting & Analytics)

We host DebtStrike on Vercel and use Vercel Analytics for privacy-focused usage insights. Vercel Analytics does not use cookies and collects only essential performance data. Vercel Privacy Policy →

Google Search Console

We use Google Search Console for SEO insights and indexing. This does not collect personal data from users. Google Privacy Policy →

5. Cookies & Tracking

No tracking cookies. We do not use advertising or tracking cookies.

  • Essential cookies only: We use only essential cookies required for site functionality
  • No third-party tracking: We do not permit third-party trackers or advertising pixels
  • Vercel Analytics does not use cookies

6. No Account Creation

DebtStrike operates without user accounts. You do not need to create an account or provide login credentials. Simply upload your debt collection letter, enter your information, pay via Stripe, and download your validation letter. This minimizes data collection and storage.

7. CCPA Compliance (California Privacy Rights)

If you are a California resident, the California Consumer Privacy Act (CCPA) grants you the following rights:

  • Right to Know: You have the right to know what personal data we collect and how we use it
  • Right to Delete: You have the right to request deletion of your personal data
  • Right to Opt-Out: You have the right to opt-out of data sales (though we do not sell your data)

To exercise these rights, contact us at support@debtstrike.io

8. Children's Privacy

DebtStrike is not intended for users under 18 years of age. We do not knowingly collect personal information from children under 18. If we become aware that a child under 18 has provided us with personal information, we will delete such information and terminate the child's use of DebtStrike.

9. Data Security

We implement industry-standard security measures to protect your data:

  • HTTPS encryption for all data in transit
  • In-memory storage only (no persistent databases vulnerable to breach)
  • Automatic deletion after 2 hours
  • Stripe handles payment data with PCI-DSS Level 1 compliance

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of DebtStrike after changes constitutes acceptance of the updated Privacy Policy.

11. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

support@debtstrike.io

We will respond to privacy requests within 30 days.

By using DebtStrike, you acknowledge that you have read and understood this Privacy Policy.

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